Archive | July, 2009

Spectrum Provides Loan Modification Services to Help Homeowners Avoid Foreclosure

Posted on 15 July 2009 by Carl Martens

This site is dedicated to providing information to homeowners to help them avoid foreclosure.  As the site’s name suggests, we focus most on short sales.  Recently I came across a company that provides foreclosure mitigation services.  I wanted to share some brief information about this company and their services as another way to avoid foreclosure.  The company is Spectrum.

Spectrum is owned and was founded by Matthew Mascarenhas, a ten year veteran of the mortgage industry.  Working within the industry Matthew saw a growing need for a service to help those facing foreclosure.  With offices in both Florida and California the company is well positioned within the regions with the most need.  However, services are not excluded to just these states, the company helps homeowners nationwide.

Prices for loan modification services range and are typically a percentage of the loan, explained one Spectrum employee, but a standard fee is $2,995.  To qualify for a loan modification a financial worksheet is drafted which looks at a homeowners expenses/income to determine whether a modification with the bank is an option.  In order for you to be able to qualify for this option, you must be able to afford your mortgage. Your current income must be sufficient to meet your financial obligations. If your delinquency was caused by a one-time event like illness, loss of job or financial mismanagement, this may be your best option.

For more information, visit the Spectrum website.

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Short Sale – Fabulous Home in Vinings Estates

Posted on 09 July 2009 by Carl Martens

Fabulous Short Sale Opportunity in Vinings Estates. Wonderful home on 1.5 acre wooded estate.

Loaded with upgrades including hardwood floors, granite countertops, stainless steel appliances, wine bar, heavy mouldings throughout, iron balusters, and much, much more.

You’ll love the huge Master Suite with separate his/her closets, large Master Bath with dual vanities, jacuzzi tub and separate shower and a private sitting room.

Fabulous open floor plan features a large Dining Room, separate Living Room and a two-story Great Room with built-in cabinetry and a wall of windows and a great view of the wooded backyard.

But don’t miss out on the finished terrace level with the custom built bar, billiards and TV room, media room, full bath and plenty of storage.

Outside, you’ll appreciate the professional landscaping, the three-car side-entry garage, the terraced backyard, the covered deck on the side of the home along with the large deck on the back of the home. And don’t miss out on the waterfall and Koi pond as well as the lower patio area with outdoor fireplace.

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